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Receiving gift cards is great but making sure you're really able to use the balance is the best part of all. That'due south why knowing how to convert Visa souvenir cards to greenbacks tin can be a great way to brand sure that you use what's on the card – with the added flexibility of being able to spend the balance anywhere!

Perhaps you were given the card as a gift or y'all bought information technology as part of a promotion. The latter is pretty mutual, as you'll frequently detect stores that offer discounts or bonus deals if you purchase Visa gift cards from them. This can, in turn, salve you a expert amount on the actual value stored on the card.

You could even have gotten information technology by having earned it yourself! Sites like Swagbucks offer this from time to time, past letting yous earn Visa gift cards for free past watching videos, playing games and searching the internet.

Want to get some extra cash with a free $5 Visa gift card?

Just sign up for Swagbucks here and yous'll get a free $5 welcome bonus, which you lot can and so convert into a Visa gift card (or a Paypal carte, an Amazon gift card and more!)

But at present that you've got the menu, you may exist struggling to figure out what to do with it. Or you could just adopt to have directly up cash to be able to utilise how you desire.

Any your reason, it'south actually not hard at all to get greenbacks from a gift carte du jour – and can exist a good matter to do if you want to use the cash for something that doesn't involve buying something, similar to pay off your credit carte du jour bill this calendar month!

Did y'all know that there are plenty of ways to earn free Visa gift cards with your telephone?

If you're looking for some extra gratis greenbacks, here are our top picks for the best money-making apps that allow yous to cash out your earnings as Visa gift cards – or even directly to your PayPal account!

  • Swagbucks(includes afree $five welcome bonus) – swell for making coin by playing games, watching videos and more
  • Ibotta(includes amassive free $20 welcome bonus) – our favorite cashback app to get coin dorsum on things yous'd exist buying anyway, like groceries
  • MyPoints (includes agratis $5 welcome bonus) – an app with a huge range of money making opportunities
  • SurveyJunkie – our selection for the highest paying survey app, including options forearning $150 per hour with focus groups

How to convert Visa souvenir cards to cash

There are a agglomeration of different means to go your Visa gift card balance converted to cash. In a few cases, they'll let yous end up with bodily greenbacks in your manus, while others will let you care for the card as if it were cash based on how you use it.

There are a few ways though that involve a transfer of the Visa gift card to your depository financial institution business relationship. From there, you'll then exist able to withdraw the money as cash.

Whichever pick you choose though, the effect is the same. Then it just becomes a question of which one is easier (and cheaper!) for you.

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one. Employ your Visa gift bill of fare to buy other merchants' gift cards

If in that location'due south a particular store you store at that doesn't accept your Visa gift bill of fare for purchases, yous tin use this carte du jour to buy a souvenir carte du jour from the shop where you lot want to buy something.

And if you lot look online, you can sometimes detect these for sale for up to twenty% off – significant yous're getting 20% of the Visa gift bill of fare balance for free.

This could include stores similar Amazon, Walmart or even Starbucks if y'all were planning to convert your Visa gift cards to cash just to get a caffeine hit.

(And y'all can double up on the benefits by using these Amazon gift carte du jour deals to get y'all free Amazon credit.)

Alternatively, you could earn souvenir cards to all these stores and dozens more simply past signing upward for an app like Swagbucks. It's basically like earning gratis coffees from procrastinating on your phone!

Swagbucks

Complimentary sign-up bonus: $v

A great app for making extra money, including withcash back from online shopping, watching videos, playing games and more.

And givenit'due south paid out over $550 million through Amazon, Paypal and other gift cards, it'south 100% legit.

2. Add it to your PayPal wallet

Some other way to catechumen Visa gift cards to greenbacks is with PayPal. That is, PayPal lets yous add prepaid cards, including Visa gift cards, to your PayPal wallet. What this means is that you lot're and so able to treat the residue similar cash, by using information technology to purchase things from any merchant that accepts PayPal – which is most major ones, these days.

By doing this, you also take the option of transferring the money to your own linked bank business relationship or sending the money on your gift card to other PayPal users. Just continue an heart on the fees if yous do this, which can equate to up to 3% of what yous're transferring.

(Information technology's worth noting that a far easier style to earn money to put towards your PayPal account is to sign up for a gratuitous cash dorsum app like Ibotta. You tin cash out your earnings – including the $20 bonus you lot'll receive just for signing upwardly – on a PayPal souvenir carte du jour, which is basically like receiving greenbacks.)

Ibotta app cash back example from shopping

Ibotta

Gratis sign-upward bonus: $twenty

Ibotta is a completely free app that gives you cash dorsum on what you're ownership already – groceries, medicine, clothes and more.

In fact, users brand $150 per year on average – not including your gratuitous $20 welcome bonus – with over $682 1000000 having been paid out, so you know Ibotta is definitely legit.

How can I go money off of a gift menu through PayPal?

To become coin from a Visa gift card to PayPal accounts, but do the following:

  1. Log in to your PayPal account.
  2. Select the "Wallet" choice at the top of the folio
  3. In that location should be an option on the left to "Link a card or bank". You'll be able to find this under any existing cards or banks you have linked. Click this and go on through the prompts.
  4. When you become to the point where PayPal asks you for the relevant information, add together your Visa gift carte du jour details. Then click "Link Carte du jour".

There's a adventure that you lot may go an mistake when trying to do this. If that happens to yous, y'all may have to first annals the bill of fare with the issuer then an accost is linked to the Visa gift bill of fare. After that, PayPal should have no problem accepting it.

three. Add together it to your Venmo account

Like to PayPal, you tin catechumen your Visa souvenir card to cash via Venmo by putting your gift card balance on your Venmo business relationship. And this is actually a better option than PayPal if y'all were planning to transfer the money to your own account as cold, difficult cash.

This is considering Venmo doesn't charge any fee to transfer money from your Venmo account to your banking company account, unless you lot select the Instant Transfer choice. Otherwise, the money should arrive in your business relationship within ane to three business days.

To do this, go into the Venmo app and detect the pick that lets you add gift cards. There's a chance that you'll get a alert message hither for fraud prevention, and so either try once again or requite Venmo customer service a call at their helpline to see if they can articulate up the issue.

4. Pay your bills with your Visa souvenir card

Using your gift card to pay a bill is exactly the same equally converting your Visa gift cards to cash – although you'll never actually get to see the money.

Just remember that because the Visa gift carte du jour is treated the same equally a credit card, you'll also incur whatsoever credit card fees, then make certain you exercise the math to confirm that it's worth it.

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You'll too join our mailing listing to get updates on how to make and save money – unsubscribe at any time at the end of each electronic mail.

How do you liquidate a Visa souvenir carte by paying bills?

Yous tin can employ a Visa gift menu to pay bills with any billing provider that accepts Visa credit cards for pecker payments. This is considering Visa gift cards are treated exactly the same when information technology comes to making this payment.

Non every single company volition allow this, just you lot'll well-nigh certainly exist able to utilize your menu in this way for things like topping up your phone credit, buying groceries and gas or renewing your subscription at the local yoga studio.

5. Get to a Gift Card Exchange Kiosk to trade it in

One super easy way to catechumen Visa gift cards to cash is to find a Gift Card Exchange Kiosk. They're usually xanthous and yous can often find them in shopping malls and supermarkets.

All you accept to do is enter your gift card's information into the kiosk, which volition include things like the set of numbers on the front of the card.

Yous'll and so exist presented with a range of offers for you to decide which 1 y'all want. One time you've fabricated your selection, you'll be issued a voucher to take to the cashier to go your money.

Related: Coinstar Gift Card Substitution: A Way To Get Quick Cash?

6. Sell your Visa gift bill of fare through an app

Some other choice is to sell your Visa souvenir bill of fare on diverse apps that will buy information technology from you in order to resell it.

While this can exist a quick way to convert your Visa gift cards to cash, the fees are really steep so this should probably simply be your last option if the others aren't possible for some reason.

For case, Heighten has an app that does this for both iOS and Android, although they'll take 15% commission for doing this. Ouch.

women using app to convert Visa gift cards to cash

A similar 1 is Prepaid2Cash, some other site that has an app for iOS and Android in gild to merchandise in your Visa gift cards for cash. This one works slightly differently, in that:

  • First you tell them the make of the gift carte (in this case: Visa)
  • They so send y'all an offer through the app for the card
  • Y'all have no obligation to have this offer merely one time yous practise, they'll deposit it into your account in upward to five concern days

This means that the fees they accuse are incorporated into the offer, and then it's not entirely transparent. They state, however, that the offer volition be upwards to 92% of the card rest, significant the fees are at least 8%.

7. Catechumen your Visa gift carte to cash by selling it to a website

At that place are plenty of websites that volition pay cash for your Visa gift card. In addition to the ones mentioned above that have apps for this, there are as well others like Souvenir Carte Granny, CardCash and more.

If your gift card is digital, then the process can be instantaneous. Just fifty-fifty if you have a concrete carte, some of these sites will pay for your postage to send them the carte du jour, and then y'all won't stop upwardly losing whatever money on that front.

Like with the apps, the sites volition take a fee based on a percentage of the residue of the card, so make sure you know only how much this is before like-minded to the sale.

Too, it can be a good idea to practise some searches for the site you're considering using, simply to become the well-nigh up to engagement reviews on whether other people have had a skillful experience with them.

8. Sell your Visa souvenir card to other people

Some other option y'all could consider is to sell your Visa gift card to other people. While this can be one of the quickest means to access that balance, only continue in mind that you're probably going to have to take less money than the balance on the card to make it worth the other person'due south while to purchase it from you.

man using a bank card to buy something online

That is, most people will but pay a portion of the remainder when they're buying a gift card from someone else. This is because they know that it's convenient for you to offload the carte du jour like this and there's also a small element of hazard on their office.

Sites like eBay or Craigslist will work perfectly for these kinds of arrangements. Make certain yous keep in mind shipping costs if you're selling a physical card – and, as always on these kinds of sites, keep an center out for any scams. If something sounds too good to be true, it probably is.

9. Use it to buy a money order

Stores similar Walmart as well equally certain grocery stores will permit you purchase money orders using your Visa souvenir carte. That said, the availability of this can vary, then bank check if this is an option in your surface area.

But once you lot've done this, the money order tin so be deposited into your banking concern account to be used as straight up greenbacks.

I affair you should keep in mind, however, is that some banks accept had a addiction of shutting down accounts if too many money orders are deposited. As such if you lot practise choose to do this, perhaps combine it with some of the other options on this list.

10. Give them out as gifts

Ane fashion to catechumen Visa gift cards to cash is to use them similar greenbacks. We mentioned things similar using them to pay bills, just you can also requite them as a nowadays.

This can exist a great alternative to giving someone, say, money in a carte or a store-specific gift voucher.

envelope with a gift to turn a Visa gift card into cash

11. Plough your Visa gift cards to cash past buying and reselling items

This may have a few extra steps to do but it may exist the merely other pick on this list that lets yous make money from converting your Visa gift cards to greenbacks (in add-on to buying merchants' gift cards).

Equally mentioned, most stores treat Visa gift cards like credit cards. This means that yous tin generally use them to buy items at nigh any store, then continue an eye out for things that are either heavily reduced or in loftier need.

In both cases, there'southward a good chance y'all may exist able to resell the item at a higher price than what you paid. This, in turn, volition let y'all – eventually – get cash from your souvenir menu.

Can you turn a Visa gift card into greenbacks in hand?

There are ways to turn a Visa gift card into cash in mitt, although these tend to be limited to those options when you lot're trading your card in in-person, such as when selling it to someone or converting a Gift Carte du jour Kiosk voucher into coin.

However, having the coin added to your PayPal or bank account is as close to greenbacks in manus as you can get. Simply add the extra step of going to withdraw it and you're on your fashion.

Can you put a Visa gift card in your bank account?

You can deposit a souvenir card to your banking company account, although not directly. Visa gift cards are treated like Visa credit cards, meaning the balance isn't transferable to an account.

However, as shown above, there are some roundabout ways to achieve this. For example, at that place are several options to transfer money from a gift card to your bank account via PayPal. All you practise is follow the steps outlined higher up for getting the balance into your PayPal account and, from at that place, transfer that money to your bank business relationship.

Keep reading to discover out which specific options are available for this, if you'd prefer the coin end upwardly in your account rather than converting your Visa gift card to cash in hand.

How to transfer a Visa gift card to a bank business relationship?

You can transfer money from a prepaid card to your bank account indirectly past trying some of the post-obit options, which we go into more particular near to a higher place:

  1. Add the carte to your PayPal or Venmo account and transfer the balance to your own account
  2. Get money for a voucher issued by a Gift Card Exchange Kiosk and then deposit it into your account
  3. Cull an app or website to sell your souvenir card to that pays you through direct eolith, letting you lot then utilize the selling price as a mode to transfer the Visa gift bill of fare to your bank business relationship
  4. Use the bill of fare to buy a money order, with the value of this and so placed in your account
woman buying something online to convert a Visa gift to cash

Can yous withdraw cash from a prepaid Visa?

You can withdraw greenbacks from a prepaid Visa, with the bill of fare being treated the same way equally whatever Visa debit carte du jour. This ways that y'all can use the prepaid Visa to brand purchases online or in-person, make bill payments and withdraw cash.

Just keep in mind that a prepaid Visa is different from a Visa souvenir bill of fare, with the latter being more restricted in terms of how you use them. While a Visa gift menu can be used the same way as a prepaid Visa when it comes to making purchases, it's usually isn't possible to use a Visa gift bill of fare for ATM withdrawal or equally cash back in a store.

Tin can you transfer money from a gift bill of fare to a debit card?

While you tin't directly transfer money from a gift card to a debit card, there are ways to achieve this with a few extra steps. For example, if you add your Visa gift bill of fare to your PayPal wallet and then transfer that coin to your own account, you lot'll have access to that cash via your debit menu.

Similarly, past selling the card through an app or a website, the company that buys information technology from you will either transfer the money that you make to your bank business relationship or may send yous a check. Either style, the money volition then be in your account and ready to be used by your debit card.

This means that while it's not strictly the case that you can transfer money from a gift card to a debit card, the workarounds are super straightforward to do.

How to become cash from a Vanilla Visa gift card?

While you lot can't get cash from a Vanilla Visa gift card directly, you accept options similar selling the gift card either online or in person or having the money transferred to your PayPal account. You will then receive money in exchange for the souvenir card.

That is, much like the other cards in this article, you can't transfer coin or withdraw coin from your Vanilla Visa souvenir card. However, there are several workarounds bachelor.

In fact, the process of how to get cash from a Vanilla Visa gift menu is the aforementioned as how to convert whatever Visa gift card to cash, allowing you to use the balance in exactly the same manner as cash. Check out some of the options earlier in this article to encounter which one may work best for you.

Can y'all use a Visa gift card at an ATM?

Visa gift cards cannot generally be used at an ATM as they do non come with a PIN. That is, ATMs only let you lot to withdraw cash if you lot have a Pivot for security reasons. This means that any card that doesn't come with this will not be able to finish the transaction.

There are, of form, other ways to get cash from your Visa gift menu, as you've probably seen from all the other options in this article. That said, almost of them require a couple of actress steps to get to that point.

While they're all pretty simple, unfortunately none of them are quite as directly frontwards every bit just withdrawing the balance in greenbacks from an ATM. Don't consider that equally too much of a hurdle though, as those extra steps needed to access that greenbacks really aren't that difficult to exercise.

Can you transfer a Visa souvenir card to the Cash App?

You can't transfer a Visa gift card to the Greenbacks App as this app doesn't permit souvenir cards to exist used as a payment option. Instead, y'all take to find a way to convert the Visa gift card to cash and then add together that as a residual to the Cash App.

I'd particularly recommend checking out some of the options in this article on how to add the money from your Visa gift bill of fare to your PayPal account. This is because, from at that place, it's very easy to add together this corporeality to your Greenbacks App account.

Final thoughts on converting Visa gift cards to cash

Visa gift cards are pretty flexible in terms of how you tin apply them. Given that they're accepted anywhere that also takes Visa credit cards, you already have a huge array of options on where to spend the residual on your gift card.

But it's true that sometimes having cold, difficult cash is preferable. It's easier to track as part of your overall liquid net worth, for example, and you're not limited in case you plan to utilise the money somewhere that a Visa credit carte du jour wouldn't work.

In those cases, one of the options on this listing volition definitely help you out. But keep an center on the fees to make sure there'south not a more affordable pick for what you intend to do with the money.

But in one case you've decided how to go along, in only a few clicks, that coin will be yours!

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Anna is the founder of LogicalDollar and a personal finance proficient, having been seen in Forbes, HuffPost, Reader'south Digest, MSN Money, Yahoo! Finance, CreditCards.com and many more. She's committed to helping others become on the path to fiscal freedom using the experience gained from turning $60,000 in debt into a thriving investment portfolio. Notice out more.